{"id":2810,"date":"2022-01-24T18:57:59","date_gmt":"2022-01-24T18:57:59","guid":{"rendered":"https:\/\/fondohuruma.com\/pahal\/"},"modified":"2022-03-31T09:44:10","modified_gmt":"2022-03-31T09:44:10","slug":"pahal","status":"publish","type":"post","link":"https:\/\/fondohuruma.com\/en\/pahal\/","title":{"rendered":"PAHAL"},"content":{"rendered":"\n
\n \"Pahal,
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PAHAL<\/h1>\n\n\n\n
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PAHAL<\/strong> | Microfinance Institution<\/em><\/h2>\n

pahalfinance.com<\/a><\/p>\n

Pahal is a Microfinance Institution (MFI) that provides loans to low-income households with a strong outreach to women and farmers. Launched in 2011, it is currently present in 7 states of central India with a network of 201 branches<\/strong> and high penetration potential. In 10 years, it has supported more than 800,000 households in marginalised communities.<\/p> \n

Pahal has become one of the fastest growing MFIs, scaling efficiently in a short period of time due to its strong technological focus. Transforming finance in underserved markets, Pahal aims to reach 2 million clients by 2025.<\/strong><\/p>\n

Pahal\u2019s environmental strategy has been enhanced by the launch of two products that promote sustainability among female groups: solar-lights and clean water & sanitation financing<\/strong>. Internal actions have been focused on increasing digitalization to reduce paper waste and promoting recycling<\/strong>.<\/p> \n

In the coming years, Pahal should be aiming to develop a formal environmental policy and performance system, including specific goals and KPIs to monitor its environmental impact.<\/p>\n <\/div>\n

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Country:<\/strong> India<\/p>\n

Investment:<\/strong> EUR 6 million<\/p>\n

Investment type:<\/strong> Equity<\/p>\n

Technical assistance:<\/strong> Pending confirmation<\/p>\n

Date of investment:<\/strong> Jan-22<\/p>\n <\/div>\n

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Huruma: Transforming Lives<\/em><\/h2>\n

Huruma\u2019s investment in Pahal aims to transform the lives of smallholder farmers through the following theory of change:<\/p>\n

Input: EUR 6 MM<\/strong> focused on agricultural financing.<\/p>\n <\/div>\n

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Output:<\/strong> Increase its agri-portfolio x4<\/strong> and its outreach to active farmers by x3<\/strong>.<\/p>\n

Outcome:<\/strong> Increase >228,000 farmers<\/strong>\u2019 crop yields and >186,000 families\u2019 rural income*<\/strong>.<\/p>\n

(*) Metrics calculated on the basis of the study estimates \u201cUnderstanding Impact Performance: Agriculture Investments\u201d (GIIN, 2020)<\/blockquote>\n <\/div>\n<\/article>\n\n\n\n
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\"Pahal, <\/figure>\n<\/article>\n\n\n\n
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    Pahal is a Microfinance Institution (MFI) that provides loans to low-income households with a strong outreach to women and farmers. Launched in 2011, it is currently present in seven states of central India with a network of 201 branches and high penetration potential. It was selected by the Huruma Fund for its high penetration potential. <\/p>\n","protected":false},"author":1,"featured_media":2818,"comment_status":"open","ping_status":"open","sticky":false,"template":"inversiones.php","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[54],"class_list":["post-2810","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investments","tag-india-en"],"featured_image_src":"https:\/\/fondohuruma.com\/wp-content\/uploads\/2022\/01\/fondo-huruma-agricultura-pahal-india-3-2.jpg","author_info":{"display_name":"Fondo Huruma","author_link":"https:\/\/fondohuruma.com\/en\/author\/jl\/"},"_links":{"self":[{"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/posts\/2810","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/comments?post=2810"}],"version-history":[{"count":10,"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/posts\/2810\/revisions"}],"predecessor-version":[{"id":3138,"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/posts\/2810\/revisions\/3138"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/media\/2818"}],"wp:attachment":[{"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/media?parent=2810"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/categories?post=2810"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fondohuruma.com\/en\/wp-json\/wp\/v2\/tags?post=2810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}